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Santam: MultiMotor
Starting with your car, your MultiMotor policy will grow as your needs expand. You only pay for the cover you need, giving you maximum value for money and a completely personalised policy, with no hidden costs or surprises.

Vehicles
Although it is compulsory to insure your vehicle, Santam MultiMotor lets you choose the extent of cover required.

Optional cover for vehicles includes:

  • Specific accessories e.g. sound equipment, mag wheels, tow bars, sunroofs, etc.
  • Cover for the difference between market value and the hire-purchase amount.
  • Comprehensive car hire cover.
  • Cover for damage to tools, spare parts and travel equipment.
  • You have the option of increasing your excess up to R5 000, which means monthly premium savings of up to 20%.

All Risks
Optional cover under this section includes:

  • Clothing and personal effects.
  • Cellphones (including mechanical, electrical or electronic breakdown) plus accessories e.g.Bluetooth cover.
  • Computer equipment (including mechanical, electrical or electronic breakdown). Laptops have a standard R500 excess.
  • Television sets, video recorders and video cameras.
  • Personal documents, coins, will, stamp collections, etc.

Personal legal liability

  • Optional cover, which costs a paltry R3 a month, offers you personal legal liability cover of up to R3 million.
  • Unlawful use of credit cards, credit vouchers and SIM cards are covered up to R2 000.
  • Up to R50 000 cover for unlawful arrest.

Personal accident

  • Santam MultiMotor includes free personal accident cover for the policyholder of R10 000. (Not available for clients older than 70 years.)
  • Compensation for the client's death or permanent disablement caused directly by bodily injury due to an accident.

Fantastic benefits for policyholders
A general excess of R2 000 applies to this product, however should a client be claim-free for 12 months, the client will receive the following excess vouchers:

  • Santam MultiMotor includes free personal accident cover for the policyholder of R10 000. (Not available for clients older than 70 years.)
  • Compensation for the client's death or permanent disablement caused directly by bodily injury due to an accident.

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