QuikQuote Quotations Program (driven by FSP Solutions)

Terms and Conditions of Use:

These Terms and Conditions ("the Terms and Conditions") govern your ("the User"/"You") use of the FSP Solutions (Pty) Ltd QuikQuote Quotation Program. By accessing and using this Website, the user agrees to be bound by the Terms and Conditions set out in this legal notice. If the user does not wish to be bound by these Terms and Conditions, the User may not access, display, use, download, and/or otherwise copy or distribute any Content obtained from the Website. These Terms and Conditions become effective when you access the site for the first time and constitute a binding agreement between FSP Solutions (Pty) Ltd and the user, which will always prevail. The current version of these Terms and Conditions will govern our respective rights and obligations each time you access this site.

QuikQuote Quotations Program:

This QuikQuote Quotations Program is subject to registration procedures and approvals, which FSP Solutions (Pty) Ltd may accept or reject at their sole discretion.

Privacy and Security:

FSP Solutions (Pty) Ltd receives various types of information from users who access the QuikQuote Quotations Program. FSP Solutions (Pty) Ltd will make every effort to protect any information received through it. Despite such undertaking, it is possible for Internet-based communications to be intercepted. Without the use of encryption, the Internet is not a secure medium and privacy cannot be ensured. Internet e-mail is vulnerable to interception and forging. FSP Solutions (Pty) Ltd will not be responsible for any damages the user or any third party may suffer as a result of the transmission of confidential or personal information that the user submitted to FSP Solutions (Pty) Ltd through the Internet, or that the user expressly or implicitly authorised FSP Solutions (Pty) Ltd to receive, or for any errors or any changes made to any transmitted information.

Updating of these Terms and Conditions:

FSP Solutions (Pty) Ltd reserves the right to, amend, change, modify, add to or remove from portions or the whole of these Terms and Conditions from time to time. Changes to these Terms and Conditions will become effective upon such changes being posted to the Website of the users. By accessing the Website You are bound to the version of the Terms and Conditions published here at the time of any visit to the Website. You agree to view the current version each time you access the QuikQuote Quotations Program. The user's continued use of this QuikQuote Quotations Program following the posting of changes or updates will be considered notice of the user's acceptance to abide by and be bound by these Terms and Conditions, including such changes or updates.

FSP Solutions (Pty) Ltd reserves the right to make any changes to the QuikQuote Quotations Program, the Content, or to products and/or services offered through the QuikQuote Quotations Program at any time and without notice. A certificate signed by the administrator responsible for maintaining the QuikQuote Quotations Program will be prima facie proof of the date of publication and content of the current version and all previous versions of the Terms and Conditions.



Copyright and Intellectual Property Rights:

FSP Solutions (Pty) Ltd provides the system technology in the QuikQuote Quotations Program. All such proprietary works, and the compilation of the proprietary works, are copyright of FSP Solutions (Pty) Ltd. and is protected by South African and International copyright laws.

Any unauthorised copying, reproduction, retransmission, distribution, dissemination, sale, publication, broadcast or other circulation or exploitation of the system or content or any component thereof will constitute an infringement of such copyright and other intellectual property rights; save that you may use the system or any component thereof for the purposes of processing an insurance quotation though the FSP Solutions (Pty) Ltd. QuikQuote Quotations Program. 

Software Downloads:

Software, if any, made available for download on or via the Website may be governed by license conditions that establish a legal relationship with the licensor. The User indemnifies FSP Solutions (Pty) Ltd against any breach of these license conditions. FSP Solutions (Pty) Ltd gives no warranty and makes no representation, whether express or implied, as to the quality or fitness for purpose of the use of such software.

No warranty, whether express or implied, is given that any files, downloads or applications available via the Website is free of viruses, Trojans, bombs, time-locks or any other data or code which has the ability to corrupt or affect the operation of the User’s computer, database, network or other information system.

Termination, Suspension and Limitation:

FSP Solutions (Pty) Ltd reserves the right to:

  1. modify, suspend or discontinue the QuikQuote Quotations Program, whether temporarily or permanently, without notice;
  2. impose limits or conditions on certain services, features or functions; and
  3. restrict access to parts of or all of the services on the QuikQuote Quotations Program

Disclaimer and Limitation of Liability:

Although FSP Solutions (Pty) Ltd has taken reasonable care to ensure that the content on the QuikQuote Quotations Program is accurate and that the user will not suffer loss or damage as a result of their use of the QuikQuote Quotations Program, the QuikQuote Quotations Program is provided on an "as is" basis. Use of the QuikQuote Quotations Program is entirely at the user’s own risk. The user assumes full responsibility for any loss or damage resulting from their use of the Website and or QuikQuote Quotations Program and their reliance on any of the content or a part/s thereof, contained on the Website or QuikQuote Quotations Program.

The Website and the QuikQuote Quotations Program and all content on the Website or QuikQuote Quotations Program, including any current or future offer of products or services, are provided on an "as is" basis, and may include inaccuracies or typographical errors. FSP Solutions (Pty) Ltd makes no warranty or representation as to the availability, accuracy or completeness of the content. FSP Solutions (Pty) Ltd, shall not be held liable for any direct or indirect, special, consequential or other damage of any kind whatsoever suffered or incurred, related to the use of, or the inability to access or use the content or the Website or any functionality thereof, or of any linked website.

Without derogating from the generality of the above, FSP Solutions (Pty) Ltd will not be liable for:

  1. any interruption, malfunction, downtime or other failure of the Website or related database, system or network, for whatever reason;
  2. any loss or damage in respect of customer data or other data, directly or indirectly, caused as a result of any malfunction of the Website or related database, system or network, power failures, unlawful access to or theft of data, computer viruses or destructive code on the FSP Solutions (Pty) Ltd.’s QuikQuote Quotations Program or the Website or related database, system or network, programming defects or negligence; or
  3. any event over which FSP Solutions (Pty) Ltd has no direct control.


The User unconditionally and irrevocably indemnifies and holds FSP Solutions (Pty) Ltd harmless against all and any loss, liability, actions, lawsuits, proceedings, costs, demands and damages of all and every kind, (including direct, indirect, special or consequential damages), and whether in an action based on contract, negligence or any other action, arising out of or in connection with the failure or delay in the performance of the services offered on the Website, the use of the services offered on the Website, the content available on the Website or any other matter, directly or indirectly, related to the User’s use of the Website, whether due to FSP Solutions (Pty) Ltd’s negligence or not.


The headings of the clauses in the Terms and Conditions are provided for convenience and ease of reference only and will not be used to interpret, modify or amplify the terms of the conditions.

The Terms and Conditions are severable, in that if any provision is determined to be illegal or unenforceable by any court of competent jurisdiction, then such provision shall be deemed to have been deleted without affecting the remaining provisions of the Terms and Conditions.

The Terms and Conditions, as varied by FSP Solutions (Pty) Ltd from time to time, constitutes the entire and sole agreement between FSP Solutions (Pty) Ltd and the user with regard to the use of the QuikQuote Quotations Program.

Nor the user nor FSP Solutions (Pty) Ltd, shall be bound by any express, or implied representation, warranty, promise not recorded herein.  These Terms and Conditions supersede and replace all prior commitments, undertakings or representations, whether written or oral, between the user and FSP Solutions (Pty) Ltd in respect of the subject matter hereof.

FSP Solutions (Pty) Ltd shall be entitled to cede, assign and delegate all or any of its rights and obligations in terms of these Terms and Conditions.