As such, Unity has been established as a truly Black Empowered, short-term domestic underwriter which delivers specialist short-term insurance products that address the lifestyle needs of all South Africans. The company takes its products to market through various channels including a national network of brokers and affinity partners, thereby creating employment and contributing to South African business development.

Unity Insurance believes that its strength and prospects for growth is based on a fine balance between people, innovative products, service excellence, competitive pricing and state-of-the-art technology. The successful combination of these factors enables Unity to address the market’s requirements for convenient and cost-effective insurance solutions.

Its centralised sales force boasts a multi-faceted support structure, which guarantees optimum delivery on all levels, from quotations to instant confirmation of cover. The Unity Insurance call centre ensures professional advice and seamless electronic contracting in conjunction with telephonic voice logging for the legal protection of all parties. Unity’s highly acclaimed individual risk underwriting platform plays a central role in the creation of large-scale cost-savings that are passed onto partners and clients in the form of highly competitive, value-added packages.

Broker and partner convenience is enhanced countrywide through an insurance hotline that effectively handles all claims and administration queries, operational support and training.

At Unity, each shareholder is required to participate meaningfully in the company – no tokenism or window dressing is entertained - which allows the shareholders to earn the respect of the industry and their peers.

In South Africa, Auto & General is a household name and has recently celebrated its twentieth anniversary of being a trusted provider of superior insurance products. Furthermore, Auto & General was recently voted top insurer in South Africa for its excellence in claims handling and overall client care by the South African Financial Services Intermediary Association (SAFSIA).

The company boasts an A+ rating for its claims paying ability from the Global Credit Rating Co. and is a loyal member of the Proudly South African initiative.

Its portfolio of traditional policies consists of the following cover:

Each insurance package can add the following Lifestyle Benefits:

• Unity Care: Covers the client against accidental exposure to HIV/Rape which ensures confidential testing and treatment, for any member of the insured household;
• Unity Assist: Covers road accident and breakdown, home, legal and trauma assistance service which provides full access to professional specialist in the event of an emergency;
• A Premium Waiver which covers payment of the motor & household premium for a period of up to 6 months in the event of the insured’s:
• Death;
• Retrenchment;
• Permanent and total disablement;
• Diagnosis of a dreaded disease.